Credit card review · Pakistan 2026
BEST ISLAMIC CARDFaysal Bank Islamic Credit Card Review 2026
Compare the Faysal Bank Islamic Credit Card from Faysal Bank for 2026: fees, rewards, eligibility, lounge access, and who it suits best in Pakistan.
Annual fee
Rs. 4,000
Joining fee
Rs. 1,500
Rewards
Rewards
Best for
Shariah Conscious Users
Lounge
No
Structure
Islamic
Editorial overview
Faysal Bank Islamic Credit Card overview
The Faysal Bank Islamic Credit Card is a islamic Pakistan credit card issued by Faysal Bank. GeniiDeals Money reviews it for real costs, redeemable rewards, and day-to-day usability—not bank marketing claims.
Islamic Credit Card. Best for Shariah Conscious Users. Rewards.
Editor ranking considers annual fees (Rs. 4,000), joining fees (Rs. 1,500), reward value, banking reputation, customer reviews (287+), travel benefits, and digital banking experience.
Last updated: 2026-07-17
Fit check
Who is the Faysal Bank Islamic Credit Card best for?
- Spenders focused on Shariah Conscious Users
- Applicants matching eligibility: Islamic Banking Customers
- Users comparing islamic, low fee credit cards in Pakistan
- Customers looking for a Shariah-aligned banking option
Fee schedule
Fees, rewards & key details
Side-by-side snapshot of costs and product attributes for Pakistan applicants.
| Annual fee | Rs. 4,000 |
|---|---|
| Joining fee | Rs. 1,500 |
| Rewards / cashback | Rewards |
| Best for | Shariah Conscious Users |
| Eligibility | Islamic Banking Customers |
| Airport lounge access | No |
| Islamic / conventional | Islamic |
| Editor rating | 4.3 / 5 (287 reviews) |
Highlights
Faysal Bank Islamic Credit Card key benefits
- Islamic banking structure
- Digital banking
Pros and cons of Faysal Bank Islamic Credit Card
Pros
Affordable fee, Islamic option
Cons
Less international benefits
Application guide
How to apply for Faysal Bank Islamic Credit Card in Pakistan
- 1
Check that your income profile matches Islamic Banking Customers and prepare CNIC plus income proof.
- 2
Compare the Rs. 4,000 annual fee and Rs. 1,500 joining fee with your expected monthly spend and Rewards value.
- 3
Apply through Faysal Bank internet banking, mobile app, or branch after reviewing the latest fee schedule. (Faysal Bank guide)
- 4
Read markup, late-payment, cash-advance, and reward-redemption rules before activating the card.
Fees and benefits can change by bank campaign. Always confirm current charges and eligibility directly with the issuing bank before applying.
Help center
Faysal Bank Islamic Credit Card FAQs Pakistan
Clear answers on fees, eligibility, rewards, and Islamic vs conventional structure.
Is the Faysal Bank Islamic Credit Card worth it in Pakistan?
It can be worthwhile if your spending matches Shariah Conscious Users. Weigh the Rs. 4,000 annual fee and Rs. 1,500 joining fee against Rewards value, lounge access (No), and how often you will use Faysal Bank digital banking.
Who should apply for the Faysal Bank Islamic Credit Card?
This card suits applicants focused on Shariah Conscious Users. Typical eligibility guidance is Islamic Banking Customers. Final approval depends on Faysal Bank income assessment, credit history, and document verification.
What is the annual fee for the Faysal Bank Islamic Credit Card?
GeniiDeals currently lists the annual fee as Rs. 4,000 and joining fee as Rs. 1,500. Banks may revise or waive fees during campaigns—confirm the latest schedule with Faysal Bank before you apply.
Does the Faysal Bank Islamic Credit Card give cashback or reward points?
This card is positioned around Rewards. Choose it when that reward style matches your monthly spend on fuel, shopping, travel, dining, or everyday purchases in Pakistan.
Is the Faysal Bank Islamic Credit Card Islamic or conventional?
Listed structure: Islamic. Shariah-conscious users can compare this with other Islamic banking cards on GeniiDeals Money.
What documents are usually required for the Faysal Bank Islamic Credit Card?
Most Pakistan banks request CNIC, proof of income (salary slips, account statements, or tax returns), and proof of residence. Self-employed applicants may need business registration and longer bank statements. Confirm the exact checklist with Faysal Bank.
Who is the Faysal Bank Islamic Credit Card best for?
Shariah Conscious Users. Pros: Affordable fee, Islamic option. Cons: Less international benefits
Faysal Bank
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